What Should I Look For When Purchasing A Rental Property?

04/10/2024

When purchasing a rental property, consider the following key factors:

  1. Location: Look for areas with good rental demand. Proximity to amenities, schools, public transport, and employment hubs can attract tenants.
  2. Property Condition: Assess the property’s condition and any necessary repairs or renovations. A well-maintained property can save you money in the long run.
  3. Rental Yield: Calculate the potential rental income relative to the property’s purchase price. Aim for a good rental yield to ensure positive cash flow.
  4. Market Trends: Research local property market trends, including historical price growth and rental price trends. This can give you insights into future investment potential.
  5. Zoning and Regulations: Understand local zoning laws and any regulations that may affect your ability to rent the property, including consent requirements for short-term rentals.
  6. Demographics: Consider the demographics of the area. Different tenant profiles (students, families, professionals) may influence your property choice.
  7. Property Management: Decide if you will manage the property yourself or hire a property management company. Factor in the associated costs and responsibilities.
  8. Financing Options: Explore different financing options and understand interest rates, loan-to-value ratios, and any potential tax implications.
  9. Insurance: Check the insurance requirements and costs for rental properties, including coverage for natural disasters, which can be significant in some areas of NZ.
  10. Future Developments: Investigate any planned developments in the area that could impact property values or rental demand, such as new transport links or commercial projects.
  11. Exit Strategy: Consider your long-term goals and how this property fits into your investment strategy. Have a plan for what to do if the market changes.

By carefully evaluating these factors, you can make a more informed decision when purchasing a rental property. If you’re looking at purchasing feel free to get in touch and we’d be happy to provide opinions and recommendations!